Picture it: it’s July, getting close to triple digits, and your air conditioner dies. It just dies. Doesn’t work. No more air conditioning, no more cool air blowing into your home to keep it comfortable. It’s gone.
So you call a heating and cooling company to come take a look and they confirm what you already knew – you have to buy a new system. And then they explain something you didn’t know – it’s going to cost somewhere between $7,000 to $70,000, depending on the type of system(s) you prefer, the style of home(s) you have, and the type of energy source you’d like.
Okay, what now? Spend the season soaking in sweat and devouring popsicles? Or spend all your savings (and maybe sell a body part) to cover the cost of a new air conditioner?
But what if there was another option? Enter financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you consider that the standard consumer in the United States has less than $5,000 they can get their hands on, it makes complete sense. So when life happens and things breakdown, and unexpected costs such as an HVAC system repair or replacement is required, it is vital that we have affordable financing options available.
At Church Services we have multiple financing options for consumers looking to replace their heaters or air conditioners. The first group of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available money to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is fully paid off during or before the promotional period ends.
Church Services also offers financing programs with a lower monthly fixed payment and a decent interest rate. This is for consumers who may not have the total value as quickly but can afford a lower monthly cost. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost around $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This payment schedule makes a new HVAC system more affordable, while also obtaining an efficient system that will help reduce energy bills while providing home comfort.
The financing programs at Church Services are as follows:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many options, what’s stopping you? Call Church Services today for a no-charge in-home home comfort analysis and we will help you discover which heating and air conditioning system is right for your home AND which financing option is best for your life. We can’t wait to hear from you!